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Who Is Exempt From Paying Stamp Duty?

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HMRC collects stamp duty tax on behalf of the government.

How much stamp duty you pay will depend on if you own other properties, are a first-time buyer, and where and how much the property is worth. Generally, stamp duty is payable on properties or land worth over £250,000. Those who own additional properties will also be charged a 3% surcharge on payable stamp duty.

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Conversely, those who buy uninhabitable properties may be exempt from paying the stamp duty surcharge or entitled to a stamp duty refund of the amount paid. Likewise, those who purchase second homes yet sell their main residence within years are also entitled to a stamp duty rebate on the 3% surcharge.

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Do You Pay Stamp Duty on an Uninhabitable Property?

Yes. You still pay stamp duty even if a property is considered uninhabitable. However, you may be entitled to a discounted rate of stamp duty as the property is deemed ‘non-residential’. Non-residential properties, generally, pay less stamp duty. 

Furthermore, if you have paid any stamp duty on an uninhabitable property, you may be entitled to a refund on some stamp duty paid and the 3% surcharge you may have paid if you already own other properties.

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Have you purchased a property which is/was uninhabitable?

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  • Defective lintels

  • Insect attack

  • Dry rot

  • Missing bathroom fittings

  • Missing kitchen appliances

  • Missing or defective plaster

  • Missing floor boards

  • Missing / Faulty heating

  • Missing / Unsafe electrics

  • Lack of power / water

Does your property have any of these? 

  • Roof Leaks

  • Cracks

  • Mould

  • Damp

  • Asbestos

  • Structural Issues

  • Cavity wall tie issues

  • Subsidence or settlement

Not Sure? Email A Few Photos And We Will Check It Out  

How Can I Apply for a Stamp Duty Refund on an Uninhabitable Property?

 

To find out if you are owed a stamp duty refund then you can get in touch with us today at Refund My Stamp Duty.

Filing a tax return to HMRC 12 months after the purchase is completed will increase your chances of a refund.

Nevertheless, if you’ve purchased one in the last 4 years you may also be entitled to a stamp duty refund.

Refund My Stamp Duty aims to make this process as easy as possible. All you need to do is provide us with some basic information regarding yourself and the uninhabitable property bought, and we will get back to you shortly.

We have a team of dedicated workers, all experienced in their fields from tax to surveying, which will ensure your stamp duty rebate is completed.

We operate on a No Win No Fee basis and have claimed back hundreds of thousands of pounds already for homebuyers in the UK.

We make stamp duty rebates easy, fast and secure. Find out today if you are owed thousands by HMRC, and get the money you deserve.

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